The platforms that power banks and credit unions embed Card Perks API to give every account holder one home for all their cards. They capture more value, stay longer, and spend more — and your FI clients finally see the rest of the wallet.
One SDK or iframe — your brand, your colors, live in an afternoon.
Pre-launch — we’re selecting a small group of design partners to build this with.
Fully white-labeled — embedded inside your existing app, with your brand and colors.
Hundreds of dollars in credits go unused every year — buried across a dozen issuer apps, with nothing to remind them.
You can only see the cards you issued. You have no idea how much your customer spends on a competitor’s card.
Accurate benefit data across every card is a full-time team nobody wants to hire — and it decays the moment you stop.
Perk nudges — “use your card for dining to capture this credit” — move everyday spend onto the card your client issued. That shifted spend is what lifts their interchange and balances — not a competitor’s.
A cardholder who feels they’re winning doesn’t cancel. Perk engagement is one of the strongest anti-churn levers you have.
The app they open to catch a credit before it resets is the app they trust with everything else.
Because users add every card they own, you see the cards you didn’t issue — and where their spend really goes.
When your customers add every card they own, you gain visibility you can’t get from your own systems — surfaced with their consent, because the feature genuinely helps them.
Know that your customer carries a competitor’s travel card — and cross-sell with a reason, not a guess.
See the exact wallet-share you’re losing — and the precise product to pitch to win top-of-wallet.
Drop in the perk-tracking widget, or build your own on our API.
Every card they own — yours and everyone else’s — in one place.
Daily active use, more spend on your card, and consented wallet-share visibility.
GET /v1/cards/{id} — every perk, with provenanceMaintaining accurate perk data across every card is a full-time data-ops team plus a permanent accuracy liability — and it decays the moment you stop. With us, it’s an API call. We absorb the upkeep and the blame surface.
Source + last-verified date on every field.
An AI critic checks every claim against the source.
New cards & changes land continuously.
The data is the user’s. It reaches you only because they opted into a feature that helps them.
We interpret perks against spend — we don’t retain or resell anyone’s transactions.
We minimize what we store. DPA and SOC 2 are on the roadmap.
We’re partnering with a small group of forward-looking issuers to bring this live. If that’s you, let’s talk.