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Chase · Visa · PERSONAL

World of Hyatt Business

14 tracked perks. Here's everything this card actually offers — structured and kept current.

14
Perks tracked
$250
Est. value / yr
$199
Annual fee
Chase
World of Hyatt Business
$199/yrVISA

Travel

4

Free Night Award (Spend-Based)

$150

Cardholders can earn a free night award redeemable at Category 1–4 Hyatt properties after reaching a specified annual spend threshold on the card.

Travel statement credits

Additional Qualifying Night Credits via Spend

Cardholders earn additional tier-qualifying night credits based on eligible spending on the card, typically two qualifying nights per $5,000 spent in a calendar year.

Travel statement credits

Five Tier-Qualifying Night Credits per Year

Cardholders automatically receive five qualifying night credits toward World of Hyatt elite status each calendar year simply by holding the card.

Travel statement credits

World of Hyatt Discoverist Status

The card automatically confers World of Hyatt Discoverist elite status for as long as the card is held, providing benefits such as room upgrades when available, bonus points on stays, and late checkout.

Travel statement credits

Shopping & Purchases

7

Auto Rental Collision Damage Waiver

When the full rental cost is charged to the card and the cardholder declines the rental company's collision damage waiver, damage to a covered rental vehicle is reimbursed as primary or secondary coverage.

Purchase protection

Baggage Delay Insurance

Reimbursement for essential purchases when checked baggage is delayed more than a specified number of hours on a trip paid for with the card.

Purchase protection

Extended Warranty Protection

The card extends the manufacturer's warranty by an additional year on eligible purchases with original warranties of three years or less.

Extended warranty

Lost Luggage Reimbursement

Coverage for lost or damaged baggage when the cardholder or immediate family member travels on a common carrier and the trip is paid for with the card.

Purchase protection

Purchase Protection

New purchases made with the card are covered against damage or theft for a limited period from the date of purchase, up to a per-claim and annual maximum.

Purchase protection

Trip Cancellation and Interruption Insurance

Eligible travel purchased with the card may be covered for non-refundable expenses if a trip is cancelled or interrupted due to a covered reason such as illness or severe weather.

Cell phone protection

Trip Delay Reimbursement

If a common-carrier trip purchased with the card is delayed more than a specified number of hours, cardholders may be reimbursed for reasonable expenses such as meals and lodging.

Purchase protection

Everyday & Lifestyle Credits

2

Annual Hyatt Credit

$100

Cardholders receive up to $100 in statement credits annually for purchases made directly with Hyatt properties, helping offset the cost of stays or incidentals.

Dining credits

Hyatt Employee Card Credits or Benefits

The business card may offer credits or perks tied to employee cards added to the account, though specific structures are not well-documented in public sources.

Dining credits

Card Terms & Fees

1

$199 Annual Fee

$199 Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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