14 tracked perks. Here's everything this card actually offers — structured and kept current.
If a trip is canceled or interrupted due to a covered reason, cardholders may be reimbursed for non-refundable prepaid travel expenses charged to the card.
If checked or carry-on baggage is lost or damaged by a common carrier, cardholders and immediate family members may be reimbursed for the value of the luggage and its contents.
If a common-carrier trip is delayed by a covered reason for a qualifying number of hours, cardholders can be reimbursed for reasonable expenses such as meals and lodging.
Cardholders who spend $15,000 on the card in a calendar year earn a second free night certificate valid at any Category 1–4 World of Hyatt property.
Each card anniversary year, cardholders receive one free night certificate valid at any Category 1–4 World of Hyatt property.
If checked baggage is delayed by a common carrier for a qualifying period, cardholders may be reimbursed for essential purchases such as clothing and toiletries.
Cardholders earn 2 additional qualifying nights toward World of Hyatt elite status for every $5,000 spent on the card, helping them reach higher elite tiers.
Cardholders automatically receive 5 qualifying nights toward World of Hyatt elite status each calendar year, regardless of card spend.
When the full rental cost is charged to the card and the primary rental insurance is declined, the card provides secondary (or primary in some cases) coverage for theft and collision damage on eligible rental vehicles.
Purchases made outside of the United States are not subject to a foreign transaction fee, making the card suitable for international travel.
Cardholders receive automatic World of Hyatt Discoverist elite status, which includes benefits such as room upgrades when available, 2 p.m. late checkout, and bonus point earnings at Hyatt properties.
New purchases made with the card are protected against damage or theft for a limited period from the date of purchase, up to a per-claim and annual maximum.
The card extends the original U.S. manufacturer's warranty by an additional year on eligible items with warranties of three years or less.
$95 Annual Fee
The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.
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