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Synchrony · Mastercard · PERSONAL

Virgin Red Rewards

7 tracked perks. Here's everything this card actually offers — structured and kept current.

7
Perks tracked
$0
Est. value / yr
$99
Annual fee
Synchrony
Virgin Red Rewards
$99/yr

Travel

4

No Annual Fee

The Virgin Red Rewards card issued by Synchrony is believed to carry no annual fee, making it a no-cost entry point into the Virgin Red loyalty ecosystem.

Travel statement credits

Virgin Atlantic Flying Club Points Transfer

Points earned on the card can be converted into Virgin Atlantic Flying Club miles, allowing cardholders to book award flights on Virgin Atlantic and partner airlines.

Travel statement creditsenrollment required

Virgin Red Points Redemption Access

Cardholders can redeem earned points through the Virgin Red rewards program for travel, experiences, and partner rewards across the Virgin ecosystem. Points transfer into the Virgin Red currency for use on Virgin…

Travel statement creditsenrollment required

Virgin Red Tier Status Progression Support

Card spend may contribute toward Virgin Red membership tier progression (e.g., Red, Silver, Gold tiers), potentially unlocking enhanced benefits within the Virgin Red loyalty program.

Travel statement creditsenrollment required

Shopping & Purchases

1

Purchase Protection

As a Synchrony-issued card, standard purchase protection benefits may apply, potentially covering eligible purchases against damage or theft for a limited period after the transaction date.

Purchase protection

Everyday & Lifestyle Credits

1

Virgin Red Purchase Statement Credit

Cardholders may receive statement credits for eligible purchases made through Virgin Red partner merchants or the Virgin ecosystem, reducing the outstanding balance.

Dining credits

Card Terms & Fees

1

$99 Annual Fee

$99 Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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