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Capital One · Visa · BUSINESS

Venture X Business

17 tracked perks. Here's everything this card actually offers — structured and kept current.

17
Perks tracked
$500
Est. value / yr
$395
Annual fee
Capital One
Venture X Business
$395/yrVISA

Travel

13

Annual Travel Credit

$300

Cardholders receive up to $300 in statement credits per year for travel bookings made through Capital One Travel. This offsets a significant portion of the annual fee.

Travel statement credits

Global Entry or TSA PreCheck Credit

$100

A statement credit of up to $100 is provided to cover the application fee for Global Entry (which includes TSA PreCheck) or up to $85 for TSA PreCheck alone, every four years.

TSA PreCheck / Global Entry

Lost Luggage Reimbursement

If checked or carry-on baggage is lost or damaged by a common carrier, cardholders and immediate family members may be reimbursed up to a per-person limit when the ticket is paid with the card.

Travel insurance & protection

Trip Delay Reimbursement

When a covered trip is delayed by a qualifying number of hours, cardholders may receive reimbursement for reasonable expenses such as meals and lodging incurred during the delay.

Travel insurance & protection

Trip Cancellation and Interruption Insurance

If a covered trip is cancelled or interrupted due to a covered reason, cardholders may be reimbursed for non-refundable prepaid travel expenses charged to the card.

Travel insurance & protection

Travel Accident Insurance

Cardholders are covered for accidental death or dismemberment while traveling on a common carrier when the fare is paid with the card.

Travel insurance & protection

Rental Car Insurance (Primary)

When the card is used to reserve and pay for a rental car and the cardholder declines the collision damage waiver, primary auto rental collision damage coverage is provided for covered losses.

Travel insurance & protection

Priority Pass Select Membership

Cardholders receive a Priority Pass Select membership granting complimentary access to 1,300+ airport lounges worldwide for the primary cardholder and authorized users.

Airport lounge accessenrollment required

Plaza Premium Lounge Access

In addition to Priority Pass, cardholders receive access to Plaza Premium Lounges globally, expanding the portfolio of eligible airport lounges.

Airport lounge access

No Foreign Transaction Fees

The card charges no foreign transaction fees on purchases made outside the United States, making it suitable for international business travel.

Travel statement credits

Hertz Five Star Status

Cardholders receive complimentary Hertz Five Star elite status, which provides benefits such as wider vehicle selection and expedited rental service at Hertz locations.

Travel statement creditsenrollment required

Free Employee Cards

Business cardholders can add employee cards at no additional annual fee, allowing employees to earn rewards on business spending without extra cost.

Travel statement credits

Capital One Lounge Access

Primary cardholders and authorized users receive complimentary access to Capital One Lounges. The primary cardholder can bring guests at a discounted rate.

Airport lounge access

Shopping & Purchases

2

Purchase Security (Theft/Damage Protection)

New purchases made with the card may be protected against theft or accidental damage for a limited period after the purchase date, up to a per-claim limit.

Purchase protection

Extended Warranty Protection

Eligible purchases made with the card that include a manufacturer's warranty may receive an extended warranty period added by Capital One at no additional cost.

Extended warranty

Everyday & Lifestyle Credits

1

10,000 Anniversary Bonus Miles

$100

Each year on the account anniversary, cardholders receive 10,000 bonus miles, equivalent to approximately $100 in travel value, starting from the first anniversary.

Dining credits

Card Terms & Fees

1

$395 Annual Fee

$395 Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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