17 tracked perks. Here's everything this card actually offers — structured and kept current.
Cardholders receive up to $300 in statement credits per year for travel bookings made through Capital One Travel. This offsets a significant portion of the annual fee.
A statement credit of up to $100 is provided to cover the application fee for Global Entry (which includes TSA PreCheck) or up to $85 for TSA PreCheck alone, every four years.
If checked or carry-on baggage is lost or damaged by a common carrier, cardholders and immediate family members may be reimbursed up to a per-person limit when the ticket is paid with the card.
When a covered trip is delayed by a qualifying number of hours, cardholders may receive reimbursement for reasonable expenses such as meals and lodging incurred during the delay.
If a covered trip is cancelled or interrupted due to a covered reason, cardholders may be reimbursed for non-refundable prepaid travel expenses charged to the card.
Cardholders are covered for accidental death or dismemberment while traveling on a common carrier when the fare is paid with the card.
When the card is used to reserve and pay for a rental car and the cardholder declines the collision damage waiver, primary auto rental collision damage coverage is provided for covered losses.
Cardholders receive a Priority Pass Select membership granting complimentary access to 1,300+ airport lounges worldwide for the primary cardholder and authorized users.
In addition to Priority Pass, cardholders receive access to Plaza Premium Lounges globally, expanding the portfolio of eligible airport lounges.
The card charges no foreign transaction fees on purchases made outside the United States, making it suitable for international business travel.
Cardholders receive complimentary Hertz Five Star elite status, which provides benefits such as wider vehicle selection and expedited rental service at Hertz locations.
Business cardholders can add employee cards at no additional annual fee, allowing employees to earn rewards on business spending without extra cost.
Primary cardholders and authorized users receive complimentary access to Capital One Lounges. The primary cardholder can bring guests at a discounted rate.
New purchases made with the card may be protected against theft or accidental damage for a limited period after the purchase date, up to a per-claim limit.
Eligible purchases made with the card that include a manufacturer's warranty may receive an extended warranty period added by Capital One at no additional cost.
Each year on the account anniversary, cardholders receive 10,000 bonus miles, equivalent to approximately $100 in travel value, starting from the first anniversary.
$395 Annual Fee
The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.
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