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Capital One · Visa · PERSONAL

Venture X

20 tracked perks. Here's everything this card actually offers — structured and kept current.

20
Perks tracked
$500
Est. value / yr
$395
Annual fee
Capital One
Venture X
$395/yrVISA

Travel

16

Annual Travel Credit

$300

Cardholders receive up to $300 in statement credits each year for travel bookings made through Capital One Travel portal. Credit resets annually.

Travel statement credits

Global Entry or TSA PreCheck Credit

$100

Cardholders receive a statement credit of up to $100 to cover the application fee for Global Entry (which includes TSA PreCheck) or up to $85 for TSA PreCheck alone, once every four years.

TSA PreCheck / Global Entry

Trip Delay Reimbursement

If a common carrier trip is delayed by a covered reason for a qualifying number of hours, cardholders can be reimbursed for eligible out-of-pocket expenses such as meals and lodging.

Travel insurance & protection

Trip Cancellation and Interruption Insurance

Cardholders are covered for non-refundable trip costs if a trip is cancelled or interrupted due to a covered reason such as illness or severe weather, when travel is charged to the card.

Travel insurance & protection

Travel Accident Insurance

Accidental death and dismemberment coverage applies when the cardholder purchases common carrier travel with the Venture X card.

Travel insurance & protection

The Lifestyle Collection Hotel Benefits

When booking through Capital One's The Lifestyle Collection (Premier Collection), cardholders receive on-property credits, room upgrades when available, early check-in, late check-out, and daily breakfast for two at…

Travel statement credits

Priority Pass Select Membership

Cardholder receives a Priority Pass Select membership granting unlimited visits to Priority Pass lounges worldwide. Authorized users on the account also receive their own Priority Pass membership.

Airport lounge accessenrollment required

Primary Rental Car Insurance

When the cardholder declines the rental agency's collision damage waiver and charges the full rental to the Venture X card, primary auto collision and theft coverage applies on eligible rentals.

Travel insurance & protection

Plaza Premium Lounge Access

Through the Capital One lounge partnership, cardholders also receive access to Plaza Premium Group lounges worldwide as part of their lounge benefit.

Airport lounge access

No Foreign Transaction Fees

The Venture X card charges no foreign transaction fees on purchases made outside the United States or in foreign currencies.

Travel statement credits

Lost or Delayed Baggage Insurance

Coverage is provided for lost, damaged, or delayed baggage when the cardholder's common carrier ticket is purchased with the Venture X card.

Travel insurance & protection

Hertz President's Circle Status

Cardholders receive complimentary Hertz President's Circle elite status, which includes perks such as car upgrades, guaranteed car availability, and expedited service.

Travel statement creditsenrollment required

Concierge Service

Cardholders have access to a Capital One concierge service available around the clock to assist with travel arrangements, dining reservations, entertainment tickets, and other lifestyle requests.

Travel statement credits

Capital One Travel Portal Price Drop Protection

When booking hotels or travel through Capital One Travel, cardholders may receive price drop notifications and credits if the price of a booked item drops before travel.

Travel statement credits

Capital One Lounge Access

Primary cardholder and authorized users receive unlimited complimentary access to Capital One Lounges. Guests may be admitted at a per-visit fee.

Airport lounge access

Authorized User Benefit — No Fee

Additional authorized users can be added to the Venture X account at no extra cost, and each authorized user receives their own lounge access benefits.

Travel statement credits

Shopping & Purchases

2

Purchase Security

Eligible items purchased with the Venture X card are covered against damage or theft for a limited period after the purchase date.

Purchase protection

Extended Warranty Protection

The Venture X card extends the original manufacturer's warranty on eligible purchases made with the card, adding additional coverage time beyond the manufacturer's warranty period.

Extended warranty

Everyday & Lifestyle Credits

1

Anniversary Miles Bonus

$100

Each year on the account anniversary, cardholders receive 10,000 bonus miles (worth approximately $100 toward travel), effectively offsetting a portion of the annual fee.

Dining credits

Card Terms & Fees

1

$395 Annual Fee

$395 Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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