7 tracked perks. Here's everything this card actually offers — structured and kept current.
The Upromise Mastercard carries no annual fee, making it a no-cost card to hold year over year.
The card may not charge a foreign transaction fee on purchases made outside the United States, though this benefit is uncertain for this specific product.
Cardholders who shop through the Upromise online shopping portal may receive elevated cash back rates at participating retailers, deposited into their Upromise account.
Basic identity theft resolution services are included, helping cardholders respond to and recover from identity theft incidents.
Cardholders are not held responsible for unauthorized purchases made with the card, per standard Mastercard Zero Liability policy.
Cardholders earn cash back that is automatically deposited into a linked Upromise account, which can be transferred to an eligible 529 college savings plan. This is the core redemption mechanism of the card.
No Annual Fee
The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.
See the API response shapeQuery this card and every other through one clean API — every field carries a confidence score, last-verified date and source.
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