16 tracked perks. Here's everything this card actually offers — structured and kept current.
If a trip is cancelled or interrupted for a covered reason, cardholders may be reimbursed up to $10,000 per trip for non-refundable pre-paid travel expenses when the trip is purchased with the card.
If checked or carry-on luggage is lost or damaged by the carrier, cardholders and immediate family members are covered up to $3,000 per passenger.
When a common carrier trip is delayed more than 12 hours or requires an overnight stay, cardholders can be reimbursed up to $500 per ticket for unreimbursed expenses such as meals and lodging.
The primary cardholder and one companion on the same reservation each receive the first and second checked bags free on United-operated flights.
Cardholders receive two United Club one-time passes each account anniversary year, granting access to United Club airport lounges.
If checked baggage is delayed more than 6 hours, cardholders may receive up to $100 per day for up to 3 days to cover essential purchases.
A statement credit of up to $100 is provided for the application fee for Global Entry, or up to $85 for TSA PreCheck, once every four years.
Cardholders earn up to $100 in United TravelBank cash credits annually, usable toward future United flight purchases.
Cardholders receive a 25% rebate as a statement credit on inflight food, beverage, and Wi-Fi purchases made on United flights when paying with the card.
When the cardholder declines the rental company's collision insurance and charges the full rental to the card, they receive primary coverage for theft or collision damage up to the cash value of the vehicle.
The card charges no foreign transaction fees on purchases made outside the United States.
Cardholders earn 500 Premier Qualifying Points (PQP) toward United MileagePlus elite status for every $12,000 spent on the card annually, up to 6,000 PQP per year.
The card extends the manufacturer's warranty by one additional year on eligible items with original warranties of three years or less, up to $10,000 per claim.
New purchases made with the card are covered against damage or theft for up to 120 days, with a maximum reimbursement of $500 per claim and $50,000 per account.
Cardholders receive up to $125 in statement credits annually for United Airlines purchases, such as tickets, seat upgrades, and inflight purchases. The credit is typically split into two $125 credits or applied as…
$350 Annual Fee
The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.
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