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Chase · Visa · PERSONAL

United Quest

16 tracked perks. Here's everything this card actually offers — structured and kept current.

16
Perks tracked
$24,903
Est. value / yr
$350
Annual fee
Chase
United Quest
$350/yrVISA

Travel

12

Trip Cancellation and Interruption Insurance

$10,000

If a trip is cancelled or interrupted for a covered reason, cardholders may be reimbursed up to $10,000 per trip for non-refundable pre-paid travel expenses when the trip is purchased with the card.

Travel insurance & protection

Lost Luggage Reimbursement

$3,000

If checked or carry-on luggage is lost or damaged by the carrier, cardholders and immediate family members are covered up to $3,000 per passenger.

Travel insurance & protection

Trip Delay Reimbursement

$500

When a common carrier trip is delayed more than 12 hours or requires an overnight stay, cardholders can be reimbursed up to $500 per ticket for unreimbursed expenses such as meals and lodging.

Travel insurance & protection

Free First and Second Checked Bags

$360

The primary cardholder and one companion on the same reservation each receive the first and second checked bags free on United-operated flights.

Travel statement credits

United Club One-Time Passes

$118

Cardholders receive two United Club one-time passes each account anniversary year, granting access to United Club airport lounges.

Travel statement credits

Baggage Delay Insurance

$100

If checked baggage is delayed more than 6 hours, cardholders may receive up to $100 per day for up to 3 days to cover essential purchases.

Travel insurance & protection

Global Entry or TSA PreCheck Credit

$100

A statement credit of up to $100 is provided for the application fee for Global Entry, or up to $85 for TSA PreCheck, once every four years.

TSA PreCheck / Global Entry

United TravelBank Credit

$100

Cardholders earn up to $100 in United TravelBank cash credits annually, usable toward future United flight purchases.

Travel statement credits

25% Back on United Inflight Purchases

Cardholders receive a 25% rebate as a statement credit on inflight food, beverage, and Wi-Fi purchases made on United flights when paying with the card.

Travel statement credits

Auto Rental Collision Damage Waiver

When the cardholder declines the rental company's collision insurance and charges the full rental to the card, they receive primary coverage for theft or collision damage up to the cash value of the vehicle.

Travel insurance & protection

No Foreign Transaction Fees

The card charges no foreign transaction fees on purchases made outside the United States.

Travel statement credits

United Premier Qualifying Points (PQP) Boost

Cardholders earn 500 Premier Qualifying Points (PQP) toward United MileagePlus elite status for every $12,000 spent on the card annually, up to 6,000 PQP per year.

Travel statement credits

Shopping & Purchases

2

Extended Warranty Protection

$10,000

The card extends the manufacturer's warranty by one additional year on eligible items with original warranties of three years or less, up to $10,000 per claim.

Extended warranty

Purchase Protection

$500

New purchases made with the card are covered against damage or theft for up to 120 days, with a maximum reimbursement of $500 per claim and $50,000 per account.

Purchase protection

Everyday & Lifestyle Credits

1

United Purchase Credit

$125

Cardholders receive up to $125 in statement credits annually for United Airlines purchases, such as tickets, seat upgrades, and inflight purchases. The credit is typically split into two $125 credits or applied as…

Dining credits

Card Terms & Fees

1

$350 Annual Fee

$350 Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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