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Chase · Visa · PERSONAL

United Gateway

8 tracked perks. Here's everything this card actually offers — structured and kept current.

8
Perks tracked
$59
Est. value / yr
$0
Annual fee
Chase
United Gateway
no annual feeVISA

Travel

4

2 United Club One-Time Passes per Year

$59

Cardholders receive two one-time United Club airport lounge passes annually, usable for single-visit entry to United Club locations.

Travel statement credits

25% Back on United In-Flight Purchases

Cardholders receive a 25% statement credit on eligible in-flight purchases such as food, beverages, and Wi-Fi when purchased on United-operated flights.

Travel statement credits

No Foreign Transaction Fee

The card does not charge a foreign transaction fee on purchases made outside the United States or in a foreign currency.

Travel statement credits

Trip Cancellation / Trip Interruption Insurance

If a trip is cancelled or interrupted for a covered reason, cardholders may be reimbursed for non-refundable prepaid travel expenses charged to the card, up to a stated limit per trip.

Travel insurance & protection

Shopping & Purchases

3

Auto Rental Collision Damage Waiver

When the card is used to pay for a rental car and the primary collision coverage is declined, the card provides secondary auto rental collision damage coverage for theft and damage.

Purchase protection

Extended Warranty Protection

The card extends the manufacturer's warranty on eligible purchases by up to one additional year on warranties of three years or less.

Extended warranty

Purchase Protection

Eligible new purchases made with the card are protected against damage or theft for a limited period after purchase, up to a per-claim limit.

Purchase protection

Card Terms & Fees

1

No Annual Fee

No Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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