ALL CARDS
Chase · Visa · BUSINESS

United Business

16 tracked perks. Here's everything this card actually offers — structured and kept current.

16
Perks tracked
$15,335
Est. value / yr
$150
Annual fee
Chase
United Business
$150/yrVISA

Travel

12

Trip Cancellation / Trip Interruption Insurance

$1,500

If a trip is cancelled or cut short due to covered reasons such as illness or severe weather, cardmembers may be reimbursed for non-refundable prepaid travel expenses up to a specified limit per trip.

Travel insurance & protection

Trip Delay Reimbursement

$500

When a common carrier trip is delayed by a covered reason for a qualifying number of hours, cardmembers may be reimbursed for reasonable expenses such as meals and lodging up to a per-ticket limit.

Travel insurance & protection

Baggage Delay Insurance

$100

If checked baggage is delayed by a common carrier for a qualifying period, cardmembers may be reimbursed for essential purchases such as clothing and toiletries up to a specified limit.

Travel insurance & protection

United Club Passes

$100

Cardmembers receive two one-time United Club passes each account anniversary year, granting access to United Club airport lounges.

Airport lounge access

United Travel Bank Credit

$100

Cardmembers receive a $100 annual United Travel Bank credit that can be applied toward United flights.

Travel statement credits

Free First Checked Bag

$35

The primary cardmember and one companion on the same reservation each get their first checked bag free on United-operated flights, saving up to $35 per person per flight.

Travel statement credits

25% In-Flight Purchase Rebate

Cardmembers receive a 25% rebate as a statement credit on in-flight purchases such as food, beverages, and Wi-Fi when charged to the card on United flights.

Travel statement credits

Auto Rental Collision Damage Waiver

When the full rental cost is charged to the card and the cardmember declines the rental company's collision damage waiver, the card provides primary coverage for theft or collision damage on eligible rentals.

Travel insurance & protection

Employee Cards at No Additional Cost

Business cardmembers can add employee cards with no additional annual fee, allowing employee spending to contribute to the primary account.

Travel statement credits

Expanded Award Availability

United Business cardmembers have access to expanded MileagePlus saver award space on United flights not always available to non-cardmembers.

Travel statement credits

Premier Qualifying Points (PQP) Boost

Cardmembers can earn up to 1,000 Premier Qualifying Points (PQP) per calendar year toward United MileagePlus elite status based on card spend.

Travel statement credits

Priority Boarding

Cardmembers and companions on the same reservation receive priority boarding on United-operated flights, allowing them to board in an earlier boarding group.

Travel statement credits

Shopping & Purchases

3

Purchase Protection

$10,000

New purchases made with the card are covered against damage or theft for a limited period after purchase, up to a per-claim and annual maximum.

Purchase protection

Lost Luggage Reimbursement

$3,000

If carry-on or checked luggage is lost or damaged by a common carrier, the cardmember and immediate family members may be reimbursed up to a specified limit.

Purchase protection

Extended Warranty Protection

Eligible manufacturer warranties of three years or less are extended by an additional year when the purchase is made with the card.

Extended warranty

Card Terms & Fees

1

$150 Annual Fee

$150 Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

See the API response shape

Embed United Business's perks in your app.

Query this card and every other through one clean API — every field carries a confidence score, last-verified date and source.

Get a free API key