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Bank of America · Visa · PERSONAL

Travel Rewards

10 tracked perks. Here's everything this card actually offers — structured and kept current.

10
Perks tracked
$0
Est. value / yr
$0
Annual fee
Bank of America
Travel Rewards
no annual feeVISA

Travel

4

No Annual Fee

The Bank of America Travel Rewards credit card carries no annual fee, making it a no-cost card to maintain year over year.

Travel statement credits

No Foreign Transaction Fees

The card charges no foreign transaction fees, allowing cardholders to make purchases abroad or in foreign currencies without incurring an additional percentage-based surcharge.

Travel statement credits

Preferred Rewards Bonus (Bank of America Customers)

Bank of America Preferred Rewards members with qualifying deposit or investment balances receive a bonus multiplier on all points earned, ranging from 25% to 75% depending on tier (Gold, Platinum, Platinum Honors). This…

Travel statement creditsenrollment required

Travel Statement Credit

Cardholders can redeem points as a statement credit toward travel purchases made within the past 12 months, including flights, hotels, vacation packages, cruises, rental cars, and baggage fees. Redemptions are made…

Travel statement credits

Shopping & Purchases

5

Auto Rental Collision Damage Waiver

When a rental car is paid for in full with the card and the primary insurance is declined at the counter, the card may provide secondary collision damage waiver coverage for theft and collision damage on eligible…

Purchase protection

Emergency Assistance Services

Cardholders may have access to 24/7 emergency travel and roadside assistance services for referrals to medical, legal, or financial help while traveling. Actual service costs beyond referrals are typically the…

Purchase protection

Lost Luggage Reimbursement

The card may provide reimbursement for lost or damaged checked or carry-on luggage when the transportation fare is purchased with the card, up to a defined per-trip limit.

Purchase protection

Travel Accident Insurance

The card may include travel accident insurance providing coverage for accidental death or dismemberment when transportation fares are charged to the card.

Purchase protection

Trip Cancellation / Interruption Coverage

Cardholders may receive some level of trip cancellation or interruption protection when travel is purchased with the card, potentially reimbursing non-refundable expenses due to covered events. Coverage limits and…

Cell phone protection

Card Terms & Fees

1

No Annual Fee

No Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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