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Citi · Mastercard · PERSONAL

Strata Premier

9 tracked perks. Here's everything this card actually offers — structured and kept current.

9
Perks tracked
$100
Est. value / yr
$95
Annual fee
Citi
Strata Premier
$95/yr

Travel

4

Annual Hotel Savings Benefit

$100

Cardholders receive a $100 statement credit once per calendar year when booking a single hotel stay of $500 or more through thankyou.com or the Citi travel portal.

Travel statement credits

Citi Entertainment Access

Cardholders get access to presale tickets and exclusive experiences for concerts, sports events, dining, and other entertainment through Citi's entertainment platform.

Airport lounge access

No Foreign Transaction Fees

The card charges no foreign transaction fees on purchases made outside the United States or in a foreign currency.

Travel statement credits

Trip Delay Protection

When a common carrier trip is delayed by a covered reason for a specified number of hours, cardholders may be reimbursed for reasonable out-of-pocket expenses such as meals and lodging.

Travel insurance & protection

Shopping & Purchases

4

Extended Warranty Protection

The card extends the manufacturer's warranty on eligible purchases by an additional period, up to a maximum total extended coverage.

Extended warranty

Lost or Damaged Luggage Protection

Provides coverage for luggage that is lost or damaged by a common carrier when the ticket is purchased with the card.

Purchase protection

Purchase Protection

Eligible new purchases made with the card may be covered against damage or theft for a limited period from the date of purchase.

Purchase protection

Trip Cancellation and Interruption Protection

If a covered trip is cancelled or interrupted due to a covered reason, the cardholder may be reimbursed for non-refundable prepaid travel expenses charged to the card.

Cell phone protection

Card Terms & Fees

1

$95 Annual Fee

$95 Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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