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Citi · Mastercard · PERSONAL

Strata

9 tracked perks. Here's everything this card actually offers — structured and kept current.

9
Perks tracked
$200
Est. value / yr
$0
Annual fee
Citi
Strata
no annual fee

Travel

5

Global Entry / TSA PreCheck Credit

$100

A statement credit covering the application fee for Global Entry or TSA PreCheck may be offered once every four to five years.

TSA PreCheck / Global Entry

Hotel Credit

$100

Cardholders may receive an annual statement credit toward eligible hotel purchases booked through a designated portal or directly with hotels.

Travel statement credits

Airport Lounge Access

The card may provide access to a network of airport lounges, potentially through Priority Pass or a similar program, for the primary cardholder.

Airport lounge accessenrollment required

Baggage Delay / Lost Luggage Insurance

The card may provide reimbursement for essential purchases if checked baggage is delayed, and coverage for lost or damaged luggage.

Travel insurance & protection

Trip Cancellation / Interruption Insurance

Cardholders may be covered for non-refundable travel expenses if a trip is cancelled or interrupted due to a covered reason such as illness or severe weather.

Travel insurance & protection

Shopping & Purchases

3

Extended Warranty

The card may extend the manufacturer's warranty on eligible purchases by an additional period, typically up to one year.

Extended warranty

Purchase Protection

Eligible purchases made with the card may be covered against theft or accidental damage for a limited period after purchase.

Purchase protection

Rental Car Insurance

When the full rental cost is charged to the card and the cardholder declines the rental agency's collision damage waiver, coverage for damage or theft of the rental vehicle may apply.

Purchase protection

Card Terms & Fees

1

No Annual Fee

No Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

See the API response shape

Embed Strata's perks in your app.

Query this card and every other through one clean API — every field carries a confidence score, last-verified date and source.

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