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Capital One · Visa · BUSINESS

Spark 2% Cash Plus

8 tracked perks. Here's everything this card actually offers — structured and kept current.

8
Perks tracked
$250
Est. value / yr
$150
Annual fee
Capital One
Spark 2% Cash Plus
$150/yrVISA

Travel

5

Global Entry / TSA PreCheck Credit

$100

A statement credit of up to $100 is provided to cover the application fee for Global Entry or TSA PreCheck once every four years.

TSA PreCheck / Global Entry

Extended Warranty Protection

Eligible purchases made with the card may receive an extension of the original manufacturer's warranty, typically doubling warranties up to one additional year.

Travel insurance & protection

Free Employee Cards

Additional employee cards can be added to the account at no extra cost, each earning cash back on purchases made by employees.

Travel statement credits

No Preset Spending Limit (Charge Card Structure)

As a charge card, the Spark 2% Cash Plus has no preset spending limit, meaning purchasing power can flex based on the business's spending and payment history; the full balance must be paid each month.

Travel statement credits

Year-End Spending Summary

Capital One provides an annual summary of business purchases categorized by type, helping cardholders with bookkeeping and tax preparation.

Travel statement credits

Shopping & Purchases

1

Purchase Protection

Items purchased with the card are protected against theft or accidental damage for a limited period after the purchase date, up to a specified dollar limit per claim.

Purchase protection

Everyday & Lifestyle Credits

1

Annual Fee Rebate for High Spend

$150

Cardholders who spend $150,000 or more in a calendar year receive a $150 statement credit that effectively refunds the annual fee for the next year.

Dining credits

Card Terms & Fees

1

$150 Annual Fee

$150 Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

See the API response shape

Embed Spark 2% Cash Plus's perks in your app.

Query this card and every other through one clean API — every field carries a confidence score, last-verified date and source.

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