Spark 1.5% Cash Select

Cardholders are not held responsible for unauthorized charges if the card is lost or stolen, provided unauthorized use is reported promptly.

Business owners can add employee cards at no additional cost and set individual spending limits on each card to manage company expenses.

The card carries no annual fee, making it a no-cost option for business owners seeking flat-rate cash back without recurring charges.

Purchases made outside the United States are not subject to any foreign transaction fee, reducing costs for international business spending.

Cardholders can generate virtual card numbers through Capital One's Eno assistant for safer online transactions, reducing exposure of the physical card number.

Capital One provides an annual itemized spending summary to help business owners track and categorize expenses for accounting and tax purposes.

Capital One may extend the manufacturer's warranty on eligible purchases made with the card, providing additional coverage beyond the original warranty period.

Eligible new purchases may be protected against damage or theft for a limited period after the purchase date, up to a per-claim and annual cap.

No Annual Fee