12 tracked perks. Here's everything this card actually offers — structured and kept current.
If a trip is cancelled or cut short due to covered reasons such as illness or severe weather, eligible non-refundable expenses charged to the card may be reimbursed up to a per-trip limit.
If checked or carry-on luggage is lost or damaged by a common carrier, the cardholder may be reimbursed up to a specified limit when the trip was paid with the card.
Cardholders receive an annual credit applied toward Southwest Airlines purchases, helping offset the cost of flights or other eligible Southwest travel expenses.
The primary cardholder and up to eight companions on the same reservation each receive their first two checked bags free on Southwest flights.
Each card anniversary year, the cardholder earns a bonus of qualifying points that count toward the Southwest Companion Pass threshold, giving a head start on earning companion travel.
When the cardholder pays for a rental car with this card and declines the rental company's collision damage waiver, the card provides primary coverage for theft and collision damage up to the actual cash value of the…
Business cardholders can add employee cards to the account at no extra annual fee, and employee spending also earns points on the primary account.
Purchases made outside the United States are not subject to any foreign transaction fee, making the card suitable for international spending.
Spending on the card earns tier-qualifying points (TQPs) that count toward Southwest A-List or A-List Preferred status, up to a capped amount per calendar year.
New purchases made with the card are protected against damage or theft for a limited period from the date of purchase, up to a per-claim and per-year limit.
The card extends the original U.S. manufacturer's warranty by one additional year on eligible purchases that carry a warranty of three years or less.
$149 Annual Fee
The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.
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