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Chase · Visa · BUSINESS

Sapphire Reserve Business

18 tracked perks. Here's everything this card actually offers — structured and kept current.

18
Perks tracked
$1,109,489
Est. value / yr
$795
Annual fee
verified yesterday
Chase
Sapphire Reserve Business
$795/yrVISA

Travel

14

Travel Accident Insurance

$1,000,000

Offers accidental death and dismemberment coverage when travel tickets are purchased with the card.

Travel insurance & protection

Auto Rental Collision Damage Waiver

$75,000

Provides primary coverage for theft and collision damage on eligible rental vehicles when the rental is paid with the card and personal insurance is declined.

Travel insurance & protection

Trip Cancellation / Trip Interruption Insurance

$10,000

Provides reimbursement for prepaid, non-refundable travel expenses if a trip is cancelled or interrupted due to covered reasons such as illness or severe weather.

Travel insurance & protection

Lost Luggage Reimbursement

$3,000

Covers repair or replacement costs for luggage and personal property that is lost or damaged by a common carrier when the ticket is purchased with the card.

Travel insurance & protection

Trip Delay Reimbursement

$500

Reimburses cardholders for reasonable expenses such as meals and lodging when a covered trip is delayed by a qualifying number of hours.

Travel insurance & protection

Priority Pass Select Membership

$429

Cardholder receives a Priority Pass Select membership granting access to 1,300+ airport lounges worldwide for the primary cardholder and authorized users. Guest policies may apply.

Airport lounge accessenrollment required

Annual Travel Credit

$300

Cardholders receive an annual statement credit toward travel purchases, offsetting a portion of the annual fee. Credit applies to a broad range of travel categories including flights, hotels, and car rentals.

Travel statement credits

Baggage Delay Insurance

$100

Provides reimbursement for essential purchases like clothing and toiletries when checked baggage is delayed beyond a set number of hours.

Travel insurance & protection

Global Entry / TSA PreCheck Credit

$100

A statement credit is issued to reimburse the application fee for Global Entry (up to $100) or TSA PreCheck (up to $85) once every four years.

TSA PreCheck / Global Entry

Visa Infinite Concierge

Access to a 24/7 concierge service that can assist with travel reservations, dining bookings, event tickets, and other personal and business requests.

Travel statement credits

Travel and Emergency Assistance Services

24/7 referral and assistance service connecting cardholders and their spouse/dependents (under 22) to emergency resources worldwide, including medical referrals, legal referrals, emergency transportation, prescription…

Travel statement credits

The Edit Hotel Benefits (formerly Luxury Hotel & Resort Collection)

Cardholders booking through Chase's curated hotel program receive on-property benefits such as complimentary breakfast, room upgrades when available, early check-in, late check-out, and a property credit.

Travel statement credits

No Foreign Transaction Fees

The card charges no foreign transaction fees on purchases made outside the United States.

Travel statement credits

Employee Card Fee Waiver

Additional employee cards may be issued at no additional annual fee, allowing employees to earn rewards and access select card benefits.

Travel statement credits

Shopping & Purchases

2

Extended Warranty Protection

$10,000

Extends the original U.S. manufacturer's warranty by an additional year on eligible purchases with warranties of three years or less.

Extended warranty

Purchase Protection

$10,000

Covers eligible new purchases against damage or theft for a set number of days from the purchase date, up to a per-claim limit.

Purchase protection

Everyday & Lifestyle Credits

1

DoorDash / Dining Credits

$60

May include statement credits or complimentary DashPass membership and periodic dining credits, consistent with other Chase Sapphire Reserve products.

Dining creditsenrollment required

Card Terms & Fees

1

$795 Annual Fee

$795 Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

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