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Chase · Visa · PERSONAL

Sapphire Reserve

20 tracked perks. Here's everything this card actually offers — structured and kept current.

20
Perks tracked
$137,648
Est. value / yr
$795
Annual fee
Chase
Sapphire Reserve
$795/yrVISA

Travel

17

Emergency Evacuation & Transportation

$100,000

Cardholders and immediate family members traveling on a trip paid with the card may be covered for emergency evacuation and transportation costs up to $100,000 if medically necessary.

Travel statement credits

Trip Cancellation & Interruption Insurance

$10,000

Cardholders are reimbursed up to $10,000 per person and $20,000 per trip for prepaid, non-refundable travel expenses if a trip is cancelled or interrupted due to covered reasons such as illness or severe weather.

Travel insurance & protection

Lost Luggage Reimbursement

$3,000

Cardholders and immediate family members are covered up to $3,000 per passenger if checked or carry-on luggage is damaged or lost by a common carrier.

Travel insurance & protection

Emergency Medical & Dental Benefit

$2,500

Cardholders traveling more than 100 miles from home may be reimbursed up to $2,500 for emergency medical or dental expenses incurred during a trip paid with the card.

Travel statement credits

Trip Delay Reimbursement

$500

If a common carrier trip is delayed more than six hours or requires an overnight stay, cardholders and immediate family are covered up to $500 per ticket for unreimbursed expenses such as meals and lodging.

Travel insurance & protection

Baggage Delay Insurance

$500

If baggage is delayed more than six hours by a common carrier, cardholders can be reimbursed up to $100 per day for up to five days for essential purchases such as clothing and toiletries.

Travel insurance & protection

Priority Pass Select Membership

$429

Cardholders and authorized users receive complimentary Priority Pass Select membership granting unlimited access to 1,300+ airport lounges worldwide. Guests may be admitted for a per-visit fee.

Airport lounge accessenrollment required

Annual Travel Credit

$300

Cardholders receive up to $300 in statement credits per cardmember year automatically applied to travel purchases as defined by Chase. Credit resets annually.

Travel statement credits

Complimentary Lyft Pink All Access Membership

$199

Cardholders receive a complimentary Lyft Pink All Access membership (valued at approximately $199/year), which includes benefits such as ride discounts and member pricing.

Travel statement creditsenrollment required

DoorDash DashPass Membership

$120

Cardholders can activate a complimentary DashPass membership, providing unlimited $0 delivery fees on eligible DoorDash and Caviar orders meeting minimum order values.

Travel statement creditsenrollment required

Global Entry or TSA PreCheck Credit

$100

A statement credit of up to $100 is provided every four years to cover the application fee for Global Entry or TSA PreCheck. Global Entry (which includes TSA PreCheck) is the higher-value option at $100.

TSA PreCheck / Global Entry

Luxury Hotel & Resort Collection Benefits

Cardholders booking through Chase's Luxury Hotel & Resort Collection receive perks such as complimentary room upgrades when available, early check-in, late checkout, complimentary Wi-Fi, and a special benefit (e.g.,…

Travel statement credits

Primary Auto Rental Collision Damage Waiver

When a rental car is paid for with the card and the cardholder declines the rental company's collision damage waiver, primary coverage applies for theft or damage up to the actual cash value of most rental vehicles.

Travel insurance & protection

Concierge Service

Cardholders have 24/7 access to a dedicated concierge service that can assist with restaurant reservations, event tickets, travel arrangements, and other personal requests.

Travel statement credits

Roadside Assistance

Cardholders can call for emergency roadside dispatch services including towing, tire change, and lockout services, though service fees may be charged by the provider.

Travel statement credits

Travel & Emergency Assistance Services

Cardholders have access to a travel and emergency assistance hotline for legal and medical referrals, emergency transportation assistance, and other travel-related services while away from home.

Travel statement credits

Chase Sapphire Lounge by The Club Access

Cardholders receive access to Chase Sapphire Lounges operated by The Club at select airports, with guest access included.

Travel statement credits

Shopping & Purchases

2

Purchase Protection

$10,000

New purchases made with the card are protected against damage or theft for 120 days, with coverage up to $10,000 per claim and $50,000 per account per year.

Purchase protection

Extended Warranty Protection

$10,000

The card extends the original manufacturer's warranty by one additional year on eligible items with warranties of three years or less, up to $10,000 per claim.

Extended warranty

Card Terms & Fees

1

$795 Annual Fee

$795 Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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