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Chase · Visa · PERSONAL

Sapphire Preferred

14 tracked perks. Here's everything this card actually offers — structured and kept current.

14
Perks tracked
$14,670
Est. value / yr
$95
Annual fee
Chase
Sapphire Preferred
$95/yrVISA

Travel

10

Trip Cancellation and Interruption Insurance

$10,000

If a covered trip is cancelled or cut short due to sickness, severe weather, or other covered situations, the cardholder can be reimbursed up to $10,000 per person and $20,000 per trip for non-refundable pre-paid travel…

Travel insurance & protection

Lost Luggage Reimbursement

$3,000

If carry-on or checked luggage is lost or damaged by a common carrier, the cardholder and immediate family members can be reimbursed up to $3,000 per passenger.

Travel insurance & protection

Baggage Delay Insurance

$500

If checked baggage is delayed more than 6 hours, the cardholder can be reimbursed up to $100 per day for up to 5 days for essential purchases like clothing and toiletries.

Travel insurance & protection

Trip Delay Reimbursement

$500

If a common carrier trip is delayed more than 12 hours or requires an overnight stay, the cardholder and immediate family can be reimbursed up to $500 per ticket for unreimbursed expenses such as meals and lodging.

Travel insurance & protection

Annual Hotel Credit

$50

Cardholders receive up to $50 in statement credits per anniversary year for hotel stays purchased through Chase Travel.

Travel statement credits

Auto Rental Collision Damage Waiver

When the full rental cost is charged to the card and the cardholder declines the rental company's CDW/LDW, primary coverage is provided for theft and collision damage up to the actual cash value of most rental vehicles.

Travel insurance & protection

Chase Travel Portal Booking Bonus Value

Points redeemed for travel through Chase Travel are worth 1.25 cents each, giving cardholders an enhanced redemption rate versus cash redemptions.

Travel statement credits

Point Transfer to Travel Partners

Cardholders can transfer Ultimate Rewards points 1:1 to a roster of airline and hotel loyalty programs, enabling potentially higher-value redemptions.

Travel statement credits

Roadside Dispatch

Cardholders have access to a 24/7 pay-per-use roadside assistance dispatch service for services such as towing, tire changing, and jump-starts.

Airport lounge access

Travel and Emergency Assistance Services

Cardholders have access to legal and medical referrals and other emergency assistance services while traveling away from home. Cardholder is responsible for costs of third-party services.

Travel insurance & protection

Shopping & Purchases

2

Purchase Protection

$500

New purchases made with the card are covered against damage or theft for 120 days, up to $500 per claim and $50,000 per account.

Purchase protection

Extended Warranty Protection

The card extends the original U.S. manufacturer's warranty by an additional year on eligible items with warranties of three years or less.

Extended warranty

Everyday & Lifestyle Credits

1

DashPass Benefit

$120

Cardholders can activate a complimentary DoorDash DashPass membership (free delivery and reduced service fees) for a defined period, typically at least one year.

Dining creditsenrollment required

Card Terms & Fees

1

$95 Annual Fee

$95 Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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