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Bank of America · Visa · PERSONAL

Premium Rewards

13 tracked perks. Here's everything this card actually offers — structured and kept current.

13
Perks tracked
$200
Est. value / yr
$95
Annual fee
Bank of America
Premium Rewards
$95/yrVISA

Travel

9

Annual Travel Credit

$100

Cardholders receive up to $100 per year as a statement credit toward airline incidental fees such as seat upgrades, baggage fees, and in-flight purchases.

Travel statement credits

Global Entry or TSA PreCheck Credit

$100

A statement credit of up to $100 is provided once every four to five years to cover the application fee for Global Entry (which includes TSA PreCheck) or TSA PreCheck alone.

TSA PreCheck / Global Entry

Airport Lounge Access via Priority Pass Select

Cardholders receive a Priority Pass Select membership, granting access to over 1,200 airport lounges worldwide. A per-visit fee may apply after a set number of complimentary visits.

Airport lounge accessenrollment required

Baggage Delay Insurance

When checked baggage is delayed beyond a specified number of hours, cardholders may be reimbursed for essential items such as clothing and toiletries purchased during the delay.

Travel insurance & protection

Lost Luggage Reimbursement

If checked or carry-on luggage is lost or damaged by a common carrier, the cardholder and immediate family members may receive reimbursement up to a specified per-person limit.

Travel insurance & protection

Preferred Rewards Rate Boost

Cardholders who are enrolled in Bank of America Preferred Rewards may receive a bonus multiplier on points earned, scaling with their Preferred Rewards tier (Gold, Platinum, Platinum Honors).

Travel statement creditsenrollment required

Trip Cancellation and Interruption Insurance

If a covered trip is cancelled or cut short due to a qualifying reason such as illness or severe weather, the cardholder may be reimbursed for non-refundable prepaid travel expenses up to a specified limit.

Travel insurance & protection

Trip Delay Reimbursement

If a common carrier trip is delayed by a qualifying number of hours, the cardholder can be reimbursed for reasonable expenses such as meals and lodging incurred during the delay.

Travel insurance & protection

Visa Signature Concierge

As a Visa Signature card, cardholders have access to a 24/7 concierge service for assistance with travel planning, dining reservations, event tickets, and other personal requests.

Travel statement credits

Shopping & Purchases

3

Auto Rental Collision Damage Waiver

When the cardholder declines the rental company's collision damage waiver and charges the full rental to the card, damage to or theft of the rental vehicle is covered up to a specified limit.

Purchase protection

Extended Warranty Protection

The card extends the original manufacturer's warranty on eligible purchases by up to one additional year for warranties of three years or less.

Extended warranty

Purchase Protection

Eligible new purchases made with the card are protected against theft or accidental damage for a limited period after the purchase date, up to a per-claim and annual maximum.

Purchase protection

Card Terms & Fees

1

$95 Annual Fee

$95 Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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