ALL CARDS
PenFed · Visa · PERSONAL

Platinum Rewards

7 tracked perks. Here's everything this card actually offers — structured and kept current.

7
Perks tracked
$0
Est. value / yr
$0
Annual fee
PenFed
Platinum Rewards
no annual feeVISA

Travel

4

Auto Rental Collision Damage Waiver

As a Visa Signature card, cardholders may receive secondary auto rental collision damage waiver coverage when the rental is paid in full with the card and the primary insurance is declined or exhausted.

Travel insurance & protection

No Annual Fee

The PenFed Platinum Rewards Visa Signature card carries no annual fee, allowing cardholders to hold the card without a recurring yearly cost.

Travel statement credits

No Foreign Transaction Fee

Cardholders are not charged a foreign transaction fee on purchases made outside the United States, making it suitable for international use.

Travel statement credits

Travel & Emergency Assistance Services

Visa Signature cardholders typically have access to travel and emergency assistance services, including referrals for medical, legal, and travel emergencies while away from home.

Travel insurance & protection

Shopping & Purchases

2

Purchase Security / Fraud Protection

The card includes zero-liability fraud protection, meaning cardholders are not held responsible for unauthorized charges reported in a timely manner.

Purchase protection

Roadside Dispatch

Visa Signature cardholders may have access to a pay-per-use roadside dispatch service that can coordinate towing, tire changes, fuel delivery, and lockout assistance.

Purchase protection

Card Terms & Fees

1

No Annual Fee

No Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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Query this card and every other through one clean API — every field carries a confidence score, last-verified date and source.

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