8 tracked perks. Here's everything this card actually offers — structured and kept current.
When the full rental cost is charged to the card and primary insurance is declined, the card may provide secondary collision and theft coverage on eligible rental vehicles.
The Platinum Plus card can be linked to a Bank of America checking account to serve as an overdraft protection source, automatically covering shortfalls up to the available credit limit.
In the event of a lost or stolen card, Bank of America can arrange emergency card replacement and, where available, an emergency cash advance.
The card may extend the manufacturer's warranty on eligible purchases by an additional period, potentially doubling shorter warranties up to a defined cap.
Eligible purchases may be covered against theft or damage for a limited period after the purchase date, up to a per-claim and annual maximum.
Cardholders may receive accidental death and dismemberment coverage when travel is purchased with the card, covering the cardholder and eligible family members.
Cardholders are not held responsible for unauthorized transactions reported promptly, with Bank of America absorbing verified fraudulent charges.
No Annual Fee
The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.
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