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Bank of America · Mastercard · BUSINESS

Platinum Plus

8 tracked perks. Here's everything this card actually offers — structured and kept current.

8
Perks tracked
$0
Est. value / yr
$0
Annual fee
Bank of America
Platinum Plus
no annual fee

Travel

2

Auto Rental Collision Damage Waiver

When the full rental cost is charged to the card and primary insurance is declined, the card may provide secondary collision and theft coverage on eligible rental vehicles.

Travel insurance & protection

Overdraft Protection Linking

The Platinum Plus card can be linked to a Bank of America checking account to serve as an overdraft protection source, automatically covering shortfalls up to the available credit limit.

Airport lounge accessenrollment required

Shopping & Purchases

5

Emergency Card Replacement & Cash Advance

In the event of a lost or stolen card, Bank of America can arrange emergency card replacement and, where available, an emergency cash advance.

Purchase protection

Extended Warranty Protection

The card may extend the manufacturer's warranty on eligible purchases by an additional period, potentially doubling shorter warranties up to a defined cap.

Extended warranty

Purchase Security

Eligible purchases may be covered against theft or damage for a limited period after the purchase date, up to a per-claim and annual maximum.

Purchase protection

Travel Accident Insurance

Cardholders may receive accidental death and dismemberment coverage when travel is purchased with the card, covering the cardholder and eligible family members.

Purchase protection

Zero Liability Fraud Protection

Cardholders are not held responsible for unauthorized transactions reported promptly, with Bank of America absorbing verified fraudulent charges.

Purchase protection

Card Terms & Fees

1

No Annual Fee

No Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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