11 tracked perks. Here's everything this card actually offers — structured and kept current.
If luggage is lost or damaged by a common carrier, cardholders and immediate family members may be reimbursed up to a specified maximum per covered person.
If a covered trip is delayed by more than a specified number of hours due to a covered reason, cardholders can be reimbursed for reasonable expenses such as meals and lodging up to a per-trip maximum.
Cardholders receive one Free Night Award each card anniversary year, redeemable at Marriott Bonvoy properties requiring up to a certain number of points per night (reported as up to 35,000 points).
If checked baggage is delayed by a common carrier for more than a specified number of hours, cardholders may be reimbursed for essential purchases such as clothing and toiletries up to a per-day limit.
A credit of approximately $25 per stay (or similar on-property credit) may be provided at participating Marriott Bonvoy properties, though the exact structure of this benefit is uncertain.
The card grants a set number of Elite Night Credits (reported as approximately 6 per year) toward Marriott Bonvoy elite tier qualification, helping cardholders progress toward higher status levels.
Cardholders receive complimentary Marriott Bonvoy Gold Elite status, which includes enhanced room upgrades, late checkout, and bonus points on eligible stays.
Eligible new purchases made with the card may be covered against damage or theft for a limited period from the purchase date, up to a per-claim and annual maximum.
When the card is used to pay for a rental car and the primary driver declines the rental company's collision damage waiver, the card provides secondary (or primary on some products) coverage for damage or theft of the…
The card extends the U.S. manufacturer's warranty on eligible purchases by an additional period, typically up to one year on warranties of three years or less.
$250 Annual Fee
The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.
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