IHG Traveler

If carry-on or checked luggage is lost or damaged by the carrier, cardholders and immediate family members may be reimbursed up to a stated limit per covered person.

If a trip is cancelled or cut short due to covered reasons such as sickness or severe weather, cardholders may be reimbursed for non-refundable prepaid travel expenses up to a per-trip maximum.

If checked baggage is delayed by six or more hours, cardholders may be reimbursed for essential purchases such as clothing and toiletries, up to a per-day cap for a limited number of days.

When the cardholder rents a car using the card and declines the rental company's collision damage waiver, damage or theft of the rental vehicle is covered up to the cash value of the vehicle.

When booking an IHG award stay of four or more consecutive nights using points, the fourth night is complimentary.

Cardholders receive automatic IHG One Rewards Silver Elite status, which includes a 10% points bonus on IHG stays and other tier benefits such as priority check-in.

Accidental death and dismemberment coverage is provided when the cardholder purchases air, bus, train, or cruise travel with the card.

New purchases made with the card are covered against damage or theft for a limited period from the date of purchase, up to a per-claim and annual maximum.

The manufacturer's warranty on eligible items purchased with the card is extended by an additional year for warranties of three years or less.

No Annual Fee