13 tracked perks. Here's everything this card actually offers — structured and kept current.
Provides reimbursement for non-refundable prepaid travel expenses if a trip is cancelled or interrupted due to covered reasons such as illness or severe weather.
Covers the cardholder and immediate family members for lost or damaged checked or carry-on luggage when the ticket is purchased with the card.
If a common-carrier trip is delayed by a covered reason for a minimum number of hours, the cardholder can be reimbursed for reasonable expenses such as meals and lodging.
Reimburses cardholders for essential purchases if checked baggage is delayed by a covered carrier for a specified minimum period.
A statement credit of up to $100 is provided to cover the application fee for Global Entry or up to $85 for TSA PreCheck.
Cardholders may receive statement credits for eligible IHG hotel purchases up to a specified annual amount.
When booking a reward stay of four or more consecutive nights using IHG points, the fourth night is complimentary.
Each account anniversary year, the cardholder receives a free reward night certificate, redeemable at IHG hotels that cost up to a set redemption cap in points.
Cardholders receive automatic IHG One Rewards Platinum Elite status, which includes benefits such as bonus points on stays, room upgrades when available, and welcome amenity.
Extends the original U.S. manufacturer's warranty by an additional year on eligible items purchased with the card that have a warranty of three years or less.
Covers eligible new purchases against theft or accidental damage for a limited period after the purchase date.
Provides primary rental car collision and theft coverage when the cardholder declines the rental company's own collision damage waiver and pays for the rental with the card.
$99 Annual Fee
The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.
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