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Chase · Mastercard · BUSINESS

IHG Premier Business

13 tracked perks. Here's everything this card actually offers — structured and kept current.

13
Perks tracked
$28,750
Est. value / yr
$99
Annual fee
Chase
IHG Premier Business
$99/yr

Travel

9

Trip Cancellation and Interruption Insurance

$5,000

Provides reimbursement for non-refundable prepaid travel expenses if a trip is cancelled or interrupted due to covered reasons such as illness or severe weather.

Travel insurance & protection

Lost Luggage Reimbursement

$3,000

Covers the cardholder and immediate family members for lost or damaged checked or carry-on luggage when the ticket is purchased with the card.

Travel insurance & protection

Trip Delay Reimbursement

$500

If a common-carrier trip is delayed by a covered reason for a minimum number of hours, the cardholder can be reimbursed for reasonable expenses such as meals and lodging.

Travel insurance & protection

Baggage Delay Insurance

$100

Reimburses cardholders for essential purchases if checked baggage is delayed by a covered carrier for a specified minimum period.

Travel insurance & protection

Global Entry or TSA PreCheck Credit

$100

A statement credit of up to $100 is provided to cover the application fee for Global Entry or up to $85 for TSA PreCheck.

TSA PreCheck / Global Entry

IHG Hotel Statement Credits

$50

Cardholders may receive statement credits for eligible IHG hotel purchases up to a specified annual amount.

Travel statement credits

Fourth Night Free on Reward Stays

When booking a reward stay of four or more consecutive nights using IHG points, the fourth night is complimentary.

Travel statement credits

Free Anniversary Night

Each account anniversary year, the cardholder receives a free reward night certificate, redeemable at IHG hotels that cost up to a set redemption cap in points.

Travel statement credits

IHG One Rewards Platinum Elite Status

Cardholders receive automatic IHG One Rewards Platinum Elite status, which includes benefits such as bonus points on stays, room upgrades when available, and welcome amenity.

Travel statement credits

Shopping & Purchases

3

Extended Warranty Protection

$10,000

Extends the original U.S. manufacturer's warranty by an additional year on eligible items purchased with the card that have a warranty of three years or less.

Extended warranty

Purchase Protection

$10,000

Covers eligible new purchases against theft or accidental damage for a limited period after the purchase date.

Purchase protection

Auto Rental Collision Damage Waiver

Provides primary rental car collision and theft coverage when the cardholder declines the rental company's own collision damage waiver and pays for the rental with the card.

Purchase protection

Card Terms & Fees

1

$99 Annual Fee

$99 Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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