IHG Premier

If a trip is cancelled or cut short due to covered reasons such as sickness or severe weather, cardholders may be reimbursed for non-refundable pre-paid travel expenses up to a specified limit per trip.

Cardholders and immediate family members are covered for lost or damaged checked or carry-on luggage when travel is paid with the card, up to a per-person limit.

If checked baggage is delayed by six hours or more on a common carrier, cardholders can be reimbursed for essential purchases such as toiletries and clothing up to a specified limit per passenger.

Cardholders receive a statement credit of up to $100 every four years to cover the application fee for Global Entry or TSA PreCheck.

Each card anniversary year, cardholders receive a complimentary free night certificate redeemable at eligible IHG properties, valid for hotels up to a specified point redemption cap.

Cardholders who spend $10,000 or more on purchases in a calendar year earn an additional free night certificate redeemable at eligible IHG properties.

When booking an IHG award stay of four or more consecutive nights using points, the fourth night is provided at no points cost, effectively giving 25% off longer award stays.

Cardholders can earn IHG One Rewards Diamond Elite status by meeting a specified annual spending threshold on the card, unlocking a higher tier of IHG hotel benefits.

Cardholders receive automatic IHG One Rewards Platinum Elite status, which includes benefits such as bonus points on stays, room upgrades when available, and welcome amenity.

Eligible manufacturer warranties of three years or less are extended by an additional year when the purchase is made with the card.

New purchases made with the card are protected against damage or theft for a limited period from the date of purchase, up to a per-claim and annual cap.

$99 Annual Fee