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American Express · American Express · PERSONAL

Hilton Honors Aspire

15 tracked perks. Here's everything this card actually offers — structured and kept current.

15
Perks tracked
$5,679
Est. value / yr
$550
Annual fee
American Express
Hilton Honors Aspire
$550/yrAMEX

Travel

9

Baggage Insurance Plan

$3,000

Cardholders are covered for lost, damaged, or stolen baggage when travel is purchased with the card, up to specified limits for checked and carry-on luggage.

Travel insurance & protection

Trip Delay Insurance

$500

Cardholders may be eligible for reimbursement of reasonable expenses (e.g., meals, lodging) when a covered trip is delayed beyond a specified threshold when the trip is charged to the card.

Travel insurance & protection

Priority Pass Select Lounge Access

$429

Cardholders and authorized guests receive complimentary Priority Pass Select membership, providing unlimited access to Priority Pass airport lounges worldwide.

Airport lounge accessenrollment required

Airline Fee Credit

$250

Cardholders receive up to $250 per calendar year in statement credits for incidental fees charged by a single selected qualifying airline.

Travel statement creditsenrollment required

Car Rental Loss and Damage Insurance

When the full cost of a car rental is charged to the card and the primary rental coverage is declined, the card may provide secondary coverage for theft or damage to the rental vehicle.

Travel insurance & protection

Hilton Honors Diamond Status

Cardholders automatically receive Hilton Honors Diamond elite status for as long as they hold the card, granting the highest tier of Hilton's loyalty program benefits including suite upgrades, executive lounge access,…

Travel statement credits

No Foreign Transaction Fees

The card charges no foreign transaction fees on purchases made outside the United States.

Travel statement credits

Amex Offers

Network-wide rotating statement-credit and bonus offers from travel, dining and retail partners.

Travel statement credits

Global Assist Hotline

24/7 emergency coordination for medical, legal, financial or travel help when 100+ miles from home.

Travel insurance & protection

Shopping & Purchases

2

Purchase Protection

$1,000

Eligible new purchases made with the card may be covered against accidental damage or theft for a limited period after the date of purchase.

Purchase protection

Extended Warranty

The card may extend the original manufacturer's warranty by up to one additional year on eligible purchases that come with a qualifying warranty.

Extended warranty

Everyday & Lifestyle Credits

3

Hilton Resort Credit

$200

Cardholders receive up to $200 in statement credits per calendar year for eligible purchases at Hilton Resorts, applied as up to $50 per quarter.

Dining credits

Hilton Honors Weekend Night Reward (Annual)

$150

Cardholders receive one free weekend night certificate each card anniversary year, redeemable at most Hilton portfolio properties.

Dining credits

Hilton Honors Weekend Night Reward (Spend-Based)

$150

Cardholders can earn an additional free weekend night certificate after spending $60,000 or more on the card in a calendar year.

Dining credits

Card Terms & Fees

1

$550 Annual Fee

$550 Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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