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Chase · Mastercard · PERSONAL

Freedom Flex

10 tracked perks. Here's everything this card actually offers — structured and kept current.

10
Perks tracked
$502,800
Est. value / yr
$0
Annual fee
Chase
Freedom Flex
no annual fee

Travel

5

Travel Accident Insurance

$500,000

Cardholders are automatically covered for accidental death or dismemberment when travel fares are purchased with the card, with coverage up to $500,000.

Travel insurance & protection

Trip Cancellation / Trip Interruption Insurance

$1,500

If a trip is canceled or cut short due to covered reasons such as sickness or severe weather, cardholders can be reimbursed up to $1,500 per person and $6,000 per trip for non-refundable pre-paid travel expenses.

Travel insurance & protection

Auto Rental Collision Damage Waiver

When the entire rental cost is charged to the card and the primary rental insurance is declined, the card provides secondary collision damage waiver coverage for most rental vehicles.

Travel insurance & protection

Chase Credit Journey (Free Credit Score Monitoring)

Cardholders have complimentary access to Chase Credit Journey, which provides free credit score monitoring and identity restoration services.

Airport lounge accessenrollment required

Contactless Payment / Mastercard World Mastercard Benefits

As a World Mastercard product, the Freedom Flex includes Mastercard ID Theft Protection and access to Mastercard World benefits such as Lyft credits and ShopRunner membership.

Travel statement creditsenrollment required

Shopping & Purchases

3

Purchase Protection

$500

New purchases made with the card are covered against damage or theft for 120 days from the purchase date, up to $500 per claim and $50,000 per account.

Purchase protection

Extended Warranty Protection

Eligible purchases with a manufacturer's warranty of three years or less receive an additional one year of warranty coverage at no extra cost.

Extended warranty

Fraud Protection / Zero Liability

Cardholders are not held responsible for unauthorized charges made with their card or account information.

Purchase protection

Everyday & Lifestyle Credits

1

Cell Phone Protection

$800

Cardholders who pay their monthly cell phone bill with the Freedom Flex receive up to $800 per claim in cell phone protection against covered theft or damage, with a $25 deductible per claim and a maximum of two claims…

Dining credits

Card Terms & Fees

1

No Annual Fee

No Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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