17 tracked perks. Here's everything this card actually offers — structured and kept current.
Provides coverage for lost, damaged, or stolen baggage when the entire fare is charged to the card. Covers carry-on and checked baggage.
If a round-trip is purchased entirely with the card and the trip is delayed more than 6 hours, cardmembers may be reimbursed for eligible out-of-pocket expenses such as meals and lodging.
The primary cardmember and up to eight companions on the same reservation each receive their first checked bag free on Delta-operated flights.
Cardmember receives a statement credit to cover the application fee for Global Entry (up to $100) or TSA PreCheck (up to $85) once every 4 to 4.5 years.
Cardmember receives access to American Express Centurion Lounges when traveling on a same-day flight booked with the card or an eligible American Express card.
Each card anniversary year, the cardmember receives a companion certificate valid for one companion to travel on a domestic round-trip first-class, Delta Comfort+, or main cabin ticket when the primary cardmember…
Primary cardmember receives access to Delta Sky Club lounges when flying on a same-day Delta-operated or Delta-marketed flight. Guest access is available for a per-visit fee.
Cardmembers can earn Medallion Qualification Dollars (MQDs) and receive an MQD waiver or headstart toward Delta Medallion elite status through card spending.
Cardmembers board Delta flights in the Main Cabin 1 boarding group, ahead of general boarding, on Delta-operated flights.
The card charges no foreign transaction fees on purchases made outside the United States.
Network-wide rotating statement-credit and bonus offers from travel, dining and retail partners.
24/7 emergency coordination for medical, legal, financial or travel help when 100+ miles from home.
Eligible new purchases made with the card are protected against accidental damage or theft for a limited period from the purchase date.
When the card is used to reserve and pay for an eligible rental car and the collision damage waiver is declined, the card provides secondary coverage for damage or theft of the rental vehicle.
Extends the original manufacturer's warranty by up to one additional year on eligible purchases made with the card that have a warranty of five years or less.
Cardmembers receive an annual statement credit for eligible hotel or vacation rental bookings made through the Delta Stays platform.
$550 Annual Fee
The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.
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