17 tracked perks. Here's everything this card actually offers — structured and kept current.
When a trip is delayed by 6 or more hours due to a covered reason, cardmember may be reimbursed for reasonable expenses such as meals and lodging, up to a specified limit per trip.
Cardmember receives an annual statement credit for eligible hotel bookings made through Delta Stays.
Cardmember receives a statement credit to cover the application fee for Global Entry (up to $100) or TSA PreCheck (up to $85) once every four years.
The primary cardmember and up to eight companions on the same reservation each receive their first checked bag free on Delta-operated flights.
Cardmember receives a 20% statement credit on eligible in-flight Delta purchases such as food, beverages, and audio headsets.
Provides coverage for lost, damaged, or stolen checked or carry-on baggage when the full fare is charged to the card, up to specified per-occurrence limits.
Provides secondary coverage for damage to or theft of a rental car when the rental is paid with the card and the cardmember declines the rental company's collision damage waiver.
Cardmember receives complimentary access to American Express Centurion Lounges when traveling on a same-day Delta flight.
Each card anniversary year, the cardmember receives a companion certificate valid for a round-trip domestic Main Cabin (or First Class, depending on current terms) ticket when a paid fare is purchased.
Cardmember earns Medallion Qualification Dollars (MQDs) toward Delta elite status through card spend, helping accelerate qualification for Medallion tiers.
Primary cardmember receives access to Delta Sky Club lounges when flying on a same-day Delta-operated flight. Guest access is available for a per-visit fee.
Cardmember and companions on the same reservation receive Zone 1 priority boarding on Delta-operated flights.
Network-wide rotating statement-credit and bonus offers from travel, dining and retail partners.
24/7 emergency coordination for medical, legal, financial or travel help when 100+ miles from home.
Extends the original manufacturer's warranty by up to one additional year on eligible purchases with warranties of five years or less, when charged to the card.
Eligible new purchases made with the card are covered against accidental damage or theft for a limited period after purchase, up to a per-item and annual limit.
$650 Annual Fee
The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.
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