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Delta SkyMiles Reserve

17 tracked perks. Here's everything this card actually offers — structured and kept current.

17
Perks tracked
$785
Est. value / yr
$650
Annual fee
American Express
Delta SkyMiles Reserve
$650/yrAMEX

Travel

14

Trip Delay Insurance

$500

When a trip is delayed by 6 or more hours due to a covered reason, cardmember may be reimbursed for reasonable expenses such as meals and lodging, up to a specified limit per trip.

Travel insurance & protection

Delta Stays Credit

$150

Cardmember receives an annual statement credit for eligible hotel bookings made through Delta Stays.

Travel statement credits

Global Entry or TSA PreCheck Credit

$100

Cardmember receives a statement credit to cover the application fee for Global Entry (up to $100) or TSA PreCheck (up to $85) once every four years.

TSA PreCheck / Global Entry

First Checked Bag Free

$35

The primary cardmember and up to eight companions on the same reservation each receive their first checked bag free on Delta-operated flights.

Travel statement credits

20% In-Flight Savings

Cardmember receives a 20% statement credit on eligible in-flight Delta purchases such as food, beverages, and audio headsets.

Travel statement credits

Baggage Insurance Plan

Provides coverage for lost, damaged, or stolen checked or carry-on baggage when the full fare is charged to the card, up to specified per-occurrence limits.

Travel insurance & protection

Car Rental Loss and Damage Insurance

Provides secondary coverage for damage to or theft of a rental car when the rental is paid with the card and the cardmember declines the rental company's collision damage waiver.

Travel insurance & protection

Centurion Lounge Access

Cardmember receives complimentary access to American Express Centurion Lounges when traveling on a same-day Delta flight.

Airport lounge access

Companion Certificate

Each card anniversary year, the cardmember receives a companion certificate valid for a round-trip domestic Main Cabin (or First Class, depending on current terms) ticket when a paid fare is purchased.

Travel statement credits

Delta Medallion Status Boost

Cardmember earns Medallion Qualification Dollars (MQDs) toward Delta elite status through card spend, helping accelerate qualification for Medallion tiers.

Travel statement credits

Delta Sky Club Access

Primary cardmember receives access to Delta Sky Club lounges when flying on a same-day Delta-operated flight. Guest access is available for a per-visit fee.

Airport lounge access

Main Cabin 1 Priority Boarding

Cardmember and companions on the same reservation receive Zone 1 priority boarding on Delta-operated flights.

Travel statement credits

Amex Offers

Network-wide rotating statement-credit and bonus offers from travel, dining and retail partners.

Travel statement credits

Global Assist Hotline

24/7 emergency coordination for medical, legal, financial or travel help when 100+ miles from home.

Travel insurance & protection

Shopping & Purchases

2

Extended Warranty Protection

Extends the original manufacturer's warranty by up to one additional year on eligible purchases with warranties of five years or less, when charged to the card.

Extended warranty

Purchase Protection

Eligible new purchases made with the card are covered against accidental damage or theft for a limited period after purchase, up to a per-item and annual limit.

Purchase protection

Card Terms & Fees

1

$650 Annual Fee

$650 Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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