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American Express · American Express · BUSINESS

Delta SkyMiles Gold Business

14 tracked perks. Here's everything this card actually offers — structured and kept current.

14
Perks tracked
$2,585
Est. value / yr
$150
Annual fee
American Express
Delta SkyMiles Gold Business
$150/yrAMEX

Travel

8

Baggage Insurance Plan

$1,250

Coverage is provided for lost, damaged, or stolen baggage when the entire fare is charged to the card, up to $1,250 for carry-on and $500 for checked bags.

Travel insurance & protection

First Checked Bag Free

$35

The primary cardmember and up to eight companions on the same reservation each receive their first checked bag free on Delta-operated flights.

Travel statement credits

Car Rental Loss and Damage Insurance

When the entire rental is charged to the card and the cardholder declines the collision damage waiver, secondary coverage is provided for theft or damage to the rental vehicle.

Travel insurance & protection

Delta Sky Club Day Pass Discount

Cardmembers can purchase Delta Sky Club day passes at a discounted rate when flying on a same-day Delta-operated or Delta Connection flight.

Travel statement credits

Main Cabin 1 Priority Boarding

Cardmembers receive Zone 5 (Main Cabin 1) priority boarding on Delta-operated flights, allowing earlier boarding before general passengers.

Travel statement credits

No Foreign Transaction Fees

The card charges no foreign transaction fees on purchases made outside the United States.

Travel statement credits

Amex Offers

Network-wide rotating statement-credit and bonus offers from travel, dining and retail partners.

Travel statement credits

Global Assist Hotline

24/7 emergency coordination for medical, legal, financial or travel help when 100+ miles from home.

Travel insurance & protection

Shopping & Purchases

2

Purchase Protection

$1,000

Eligible new purchases made with the card are covered against accidental damage or theft for up to 90 days from the purchase date, up to $1,000 per occurrence.

Purchase protection

Extended Warranty

Eligible purchases with a manufacturer's warranty of five years or less receive up to one additional year of extended warranty coverage.

Extended warranty

Everyday & Lifestyle Credits

3

Annual Delta Stays Credit

$150

Cardmembers receive up to $150 in statement credits per cardmember year for prepaid hotel or vacation rental bookings made through Delta Stays.

Dining credits

Annual Fee Waiver First Year

$150

The $150 annual fee is waived for the first year for new cardmembers.

Dining credits

Delta In-Flight Discount

Cardmembers receive a 20% savings as a statement credit on eligible in-flight purchases such as food, beverages, and audio headsets on Delta flights.

Dining credits

Card Terms & Fees

1

$150 Annual Fee

$150 Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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