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Citi · Mastercard · PERSONAL

Custom Cash

9 tracked perks. Here's everything this card actually offers — structured and kept current.

9
Perks tracked
$25
Est. value / yr
$0
Annual fee
verified yesterday
Citi
Custom Cash
no annual fee

Travel

3

Citi Identity Theft Solutions

Cardholders have access to Citi's identity theft resolution services, which can help resolve fraudulent activity and assist with recovery steps if identity theft occurs.

Travel insurance & protection

No Annual Fee

The Citi Custom Cash Card carries no annual fee, making the card free to hold indefinitely.

Travel statement credits

No Foreign Transaction Fee (Verify)

This card may not charge foreign transaction fees, but this should be independently verified as it varies across Citi card products.

Travel statement credits

Shopping & Purchases

3

Citi Entertainment Access

Cardholders get presale tickets and preferred seats to thousands of live events including concerts, sporting events, dining experiences, and theater through Citi's entertainment access program.

Purchase protection

Damage and Theft Purchase Protection

Eligible new purchases are covered against damage or theft for up to 90 days from the date of purchase, up to a per-claim and annual limit.

Purchase protection

Extended Warranty Protection

Citi extends the original manufacturer's warranty on eligible purchases by up to 24 months when the card is used to pay for the item.

Extended warranty

Everyday & Lifestyle Credits

2

5% Cash Back on Top Eligible Category (up to $500/month)

$25

Cardholders earn 5% cash back on purchases in their single highest-spend eligible category each billing cycle, on up to $500 in combined purchases per month. Eligible categories include restaurants, gas stations,…

Dining credits

1% Cash Back on All Other Purchases

All purchases outside the top 5% category earn 1% cash back with no cap.

Dining credits

Card Terms & Fees

1

No Annual Fee

No Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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