25 tracked perks. Here's everything this card actually offers — structured and kept current.
If a covered trip is cancelled or interrupted due to a covered reason, cardholders may be reimbursed up to $10,000 per trip and up to $20,000 per eligible card account per year for non-refundable travel expenses.
Provides coverage for lost, damaged, or stolen baggage when the entire fare is charged to the card. Coverage is up to $3,000 for carry-on baggage and up to $2,000 for checked baggage per covered person.
When a covered trip is delayed by 6 or more hours due to a covered reason, cardholders and covered travelers may be reimbursed up to $500 per trip for eligible expenses such as meals and lodging.
Cardholders receive up to $200 per year in statement credits for incidental airline fees (such as checked bags, seat upgrades, and in-flight refreshments) charged by one pre-selected qualifying U.S. airline.
Cardholders receive up to $189 per year as a statement credit toward a CLEAR Plus membership, which provides expedited airport security via biometric identity verification at participating airports.
Cardholders receive a statement credit of up to $100 for Global Entry or up to $85 for TSA PreCheck application fees once every 4.5 years when charged to the card.
Cardholders booking eligible stays through Amex Travel receive access to Fine Hotels + Resorts benefits including room upgrades when available, daily breakfast for two, guaranteed 4 PM late checkout, noon check-in when…
Cardholders receive complimentary Hilton Honors Gold status, which includes an 80% bonus Hilton Honors points on stays, space-available room upgrades, and daily food and beverage credits at select properties.
Cardholders have access to special discounted first, business, and premium economy fares on select international airlines when booking through Amex Travel.
Cardholders receive complimentary Marriott Bonvoy Gold Elite status, which includes a 25% bonus points on stays, room upgrades subject to availability, and 2 PM late checkout when available.
The card charges no foreign transaction fees on purchases made outside the United States or in foreign currencies.
Cardholders traveling more than 100 miles from home have 24/7 access to a hotline providing emergency medical, legal, financial, and travel assistance coordination services.
When using Membership Rewards points to pay for all or part of an eligible flight booked through Amex Travel, cardholders receive 35% of those points back (up to 1,000,000 points back per calendar year) on their…
Additional employee cards (Business Platinum or Business Gold) can be added with the first employee Gold card at no additional annual fee; fee waivers may vary by card type added.
Cardholders and authorized guests receive access to the American Express Global Lounge Collection, including Centurion Lounges, Delta Sky Clubs (when flying Delta), Priority Pass Select lounges, Plaza Premium lounges,…
Network-wide rotating statement-credit and bonus offers from travel, dining and retail partners.
24/7 emergency coordination for medical, legal, financial or travel help when 100+ miles from home.
When the entire rental cost is charged to the card and the primary rental insurance is declined, cardholders receive coverage for theft and damage to most rental vehicles up to $75,000.
Amex extends the original manufacturer's warranty by up to one additional year for eligible purchases with warranties of 5 years or less, up to $10,000 per item.
Eligible items purchased with the card are protected against accidental damage or theft for up to 90 days from the purchase date, up to $10,000 per occurrence and $50,000 per card account per year.
Cardholders receive up to $400 per year in statement credits for purchases at Dell Technologies, split as $200 semi-annually (January–June and July–December).
Cardholders can receive up to $360 per year in statement credits for purchases on Indeed hiring platform, issued as $90 per quarter.
Cardholders receive up to $150 per year in statement credits for eligible Adobe Creative Cloud and Acrobat Pro purchases.
Cardholders receive up to $120 per year in statement credits for purchases with U.S. wireless telephone service providers, issued as $10 per month.
$695 Annual Fee
The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.
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