Business Gold

Provides coverage for lost, damaged, or stolen baggage when the entire fare is charged to the card. Coverage limits apply for checked and carry-on baggage.

If a covered trip purchased with the card is delayed by a qualifying number of hours, cardholders may be reimbursed for reasonable additional expenses such as meals and lodging up to a per-trip cap.

Cardholders receive a $150 hotel credit per eligible stay of two nights or more booked through American Express Travel at The Hotel Collection properties, applicable to qualifying charges such as dining and spa.

When the entire car rental is charged to the card and the cardholder declines the rental company's collision damage waiver, secondary coverage is provided for theft or damage to the rental vehicle.

Business Gold cardholders can add employee cards without paying an additional annual fee per employee card, allowing spending controls and consolidated expense management.

Cardholders have access to the American Express Global Lounge Collection, which may include Centurion Lounges, Priority Pass Select lounges, and other partner lounges, though access tier for Business Gold may be more…

When booking at least two consecutive nights through American Express Travel at The Hotel Collection, cardholders may receive a complimentary room upgrade at check-in, subject to availability.

As a charge card, the Business Gold Card requires balances to be paid in full each month by default, but eligible purchases may be moved to a Pay Over Time feature, allowing the cardholder to carry a balance with…

Network-wide rotating statement-credit and bonus offers from travel, dining and retail partners.

24/7 emergency coordination for medical, legal, financial or travel help when 100+ miles from home.

Eligible new purchases made with the card are protected against accidental damage or theft for a limited period from the date of purchase, up to a per-claim and annual maximum.

The card extends the original manufacturer's warranty on eligible purchases by up to one additional year for warranties of five years or less.

Up to $240 in annual statement credits (up to $20 per month) for eligible purchases at select business-related merchants such as Indeed, Adobe, and U.S. wireless telephone service providers.

$375 Annual Fee