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Bank of America · Mastercard · BUSINESS

Business Advantage Customized Cash

8 tracked perks. Here's everything this card actually offers — structured and kept current.

8
Perks tracked
$0
Est. value / yr
$0
Annual fee
Bank of America
Business Advantage Customized Cash
no annual fee

Travel

4

Customizable 3% Cash Back Category

Cardholders can choose one category from a set list (e.g., gas stations, office supply stores, travel, TV/telecom, computer services, or business consulting) to earn an elevated cash-back rate, and the category can be…

Travel statement credits

Employee Cards at No Additional Cost

Business owners can issue additional employee cards at no extra fee, allowing tracking of employee spending and consolidated rewards earning.

Travel statement credits

No Annual Fee

The card carries no annual fee, making it a no-cost card for business owners on an ongoing basis.

Travel statement credits

Preferred Rewards for Business Bonus

Business owners enrolled in Bank of America's Preferred Rewards for Business program can receive a bonus on their cash-back earnings ranging from 25% to 75% depending on their tier, effectively boosting the value of all…

Travel statement creditsenrollment required

Shopping & Purchases

2

Fraud Monitoring

Bank of America monitors card activity around the clock for suspicious or unusual transactions and may alert the cardholder if potential fraud is detected.

Purchase protection

Zero Liability Protection

Cardholders are not held responsible for unauthorized transactions made with the card, provided the fraud is reported promptly.

Purchase protection

Everyday & Lifestyle Credits

1

Cash Back Rewards Redemption

Cardholders can redeem earned cash back as a statement credit, check, or deposit into a Bank of America or Merrill account. No minimum redemption threshold is required for statement credits.

Dining credits

Card Terms & Fees

1

No Annual Fee

No Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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