Blue Cash Preferred

When the full rental cost is charged to the card and the cardholder declines the collision damage waiver at the rental counter, the card provides secondary coverage for damage or theft of the rental vehicle.

Network-wide rotating statement-credit and bonus offers from travel, dining and retail partners.

For eligible purchases with a manufacturer's warranty of five years or less, the card extends the warranty period by one additional year.

Cardholders traveling more than 100 miles from home can access 24/7 assistance for medical, legal, financial, or other emergencies while abroad; cardholder pays third-party service costs.

Eligible purchases made with the card are covered against accidental damage or theft for a limited period after purchase, up to a per-claim and annual maximum.

If a merchant refuses to accept a return of an eligible item purchased with the card within a set window, Amex may refund the purchase price up to a per-item and annual limit.

Cardholders can receive a monthly statement credit of up to $10 per month (up to $120 per year) on eligible Equinox+ digital fitness subscriptions or Equinox club memberships charged to the card.

Cardholders can receive a monthly statement credit for eligible Disney Bundle streaming subscriptions (Disney+, Hulu, ESPN+) when charged to the card. The credit is up to $7 per month, up to $84 annually.

The annual fee of $95 is waived for the first year of card membership for new applicants.