Blue Business Plus

Cardholders have access to the Amex business app for account management, receipt capture, and year-end summary reports to assist with expense tracking.

Business owners can add employee cards to the account at no extra annual fee, with the ability to set individual spending limits on each employee card.

The card allows eligible purchases to exceed the set credit limit up to an automatically determined amount based on card usage, payment history, and credit profile; the overlimit amount is due in full each billing cycle.

The Blue Business Plus card charges no annual fee for the primary cardmember account.

Network-wide rotating statement-credit and bonus offers from travel, dining and retail partners.

Eligible new purchases are covered against accidental damage or theft for up to 90 days from the date of purchase, up to a per-item and per-account-year limit.

Provides coverage for lost, damaged, or stolen baggage when the full fare is charged to the card; covers carry-on and checked baggage up to specified limits.

When the full rental cost is charged to the card and the cardholder declines the rental agency's collision damage waiver, eligible rental vehicles are covered for damage or theft on a secondary basis.

Eligible items with a manufacturer's warranty of 5 years or less receive up to 1 additional year of warranty coverage when the purchase is made with the card.

Cardholders traveling more than 100 miles from home have 24/7 access to emergency assistance services including medical, legal, and financial referrals; third-party service costs are the cardholder's responsibility.

No Annual Fee