Blue Business Cash

Access to the American Express business account management tools and mobile app, enabling expense tracking, payment management, and integration with accounting software like QuickBooks.

Business owners can add employee cards to the account at no extra annual fee, allowing employees to make purchases while the owner earns rewards on their spending.

The card allows spending beyond the credit limit up to an amount determined by American Express based on factors such as payment history and credit usage, giving businesses flexibility for larger purchases.

Cardholders receive an annual year-end summary of all charges categorized by type, which can assist with budgeting and business tax preparation.

Network-wide rotating statement-credit and bonus offers from travel, dining and retail partners.

24/7 emergency coordination for medical, legal, financial or travel help when 100+ miles from home.

The card extends the original manufacturer's warranty on eligible purchases by up to one additional year on warranties of five years or less, helping protect business equipment and purchases.

Eligible purchases made with the card are protected against accidental damage or theft for a limited period after purchase, up to a per-claim and per-year dollar limit set by American Express.

Cardholders earn 2% cash back on eligible purchases up to $50,000 per calendar year, then 1% after that, automatically credited as a statement credit. No enrollment required to receive this benefit.

No Annual Fee