Bilt

Cardholders are covered for non-refundable trip costs if a trip is cancelled or interrupted due to a covered reason such as illness or severe weather, when the trip is charged to the Bilt card.

If a common carrier trip is delayed by a qualifying number of hours, cardholders can be reimbursed for reasonable expenses such as meals and lodging incurred during the delay.

If checked baggage is delayed by a covered airline for a qualifying period, the cardholder may be reimbursed for essential items purchased while waiting for the delayed bags.

Cardholders receive complimentary DashPass membership, which provides free delivery and reduced service fees on eligible DoorDash orders.

Cardholders receive a monthly Lyft credit when they link their Bilt card to their Lyft account and take a qualifying ride, effectively providing a small monthly ride discount.

When cardholders decline the rental company's collision damage waiver and pay for the full rental with the Bilt card, they receive secondary (or primary in some cases) coverage for damage or theft of the rental vehicle.

Bilt points can be transferred at 1:1 ratios to multiple airline and hotel loyalty programs including American Airlines, United, Air Canada, Virgin Atlantic, Hyatt, Marriott, and others, enabling real travel redemptions.

Cardholders booking travel through the Bilt travel portal powered by Expedia may receive preferential pricing or statement credits on qualifying bookings compared to booking directly.

Bilt has offered credits or discounted access toward fitness partners such as SoulCycle or Equinox, providing cardholders a monthly or annual wellness benefit.

On the first of each month (Rent Day), cardholders earn double points on eligible purchases. This is a recurring enhanced-earning event tied to a specific calendar date.

Cardholders can pay rent through the Bilt app or Bilt Alliance network without incurring a credit card transaction fee, which landlords typically charge (often 2–3%).

As a World Elite Mastercard, the Bilt card includes access to a 24/7 concierge service that can assist with travel bookings, dining reservations, event tickets, and other lifestyle requests.

Eligible items purchased with the Bilt card are protected against theft or accidental damage for a limited period from the purchase date, up to a per-claim maximum.

Cardholders who pay their monthly cell phone bill with the Bilt card receive protection against damage or theft of their cell phone, up to a stated per-claim limit.

The Bilt card extends the original manufacturer's warranty on eligible purchases by an additional period, typically doubling the warranty up to a maximum extension.

No Annual Fee