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Wells Fargo · Visa · PERSONAL

Autograph Journey

12 tracked perks. Here's everything this card actually offers — structured and kept current.

12
Perks tracked
$100
Est. value / yr
$95
Annual fee
Wells Fargo
Autograph Journey
$95/yrVISA

Travel

8

Annual Airline Credit

$50

Cardholders can receive up to $50 per year as a statement credit for airline incidental fees or airline purchases charged to the card.

Travel statement credits

Annual Hotel Credit

$50

Cardholders receive up to $50 per year as a statement credit toward hotel stays charged to the card, helping offset accommodation costs.

Travel statement credits

Lost or Damaged Luggage Reimbursement

If checked or carry-on baggage is lost, damaged, or stolen by a common carrier, the cardholder may be reimbursed up to a set limit per trip when the ticket was purchased with the card.

Travel insurance & protection

No Foreign Transaction Fees

The card charges no foreign transaction fees on purchases made outside the United States, making it suitable for international travel.

Travel statement credits

Trip Cancellation and Interruption Protection

If a covered trip is cancelled or interrupted due to a qualifying reason, the cardholder may be reimbursed for non-refundable prepaid travel expenses up to a per-trip limit.

Travel insurance & protection

Trip Delay Reimbursement

When a common-carrier trip is delayed by a qualifying number of hours, the card may reimburse reasonable expenses such as meals and lodging incurred during the delay.

Travel insurance & protection

Visa Signature Concierge

As a Visa Signature card, cardholders have access to a 24/7 concierge service that can assist with travel bookings, dining reservations, event tickets, and other lifestyle requests.

Travel statement credits

Visa Signature Hotel Collection Benefits

As a Visa Signature card, cardholders may receive benefits such as preferred rates, room upgrades when available, and complimentary amenities at participating Visa Signature Luxury Hotel Collection properties.

Travel statement credits

Shopping & Purchases

3

Auto Rental Collision Damage Waiver

When the full rental cost is charged to the card and primary insurance is declined, the card provides secondary collision damage waiver coverage for eligible rental vehicles.

Purchase protection

Extended Warranty Protection

The card extends the original manufacturer's warranty by an additional period on eligible purchases, providing extra time for defect or failure coverage.

Extended warranty

Purchase Protection

Eligible new purchases made with the card are protected against theft or damage for a limited period from the purchase date, up to a per-claim dollar limit.

Purchase protection

Card Terms & Fees

1

$95 Annual Fee

$95 Annual Fee

Annual fee

Coverage limits, reset cadence, eligibility & sources

The full structured detail behind every perk — deductibles, coverage caps, reset windows, enrollment rules, confidence scores and the source citation — is available through the API.

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