Amtrak Guest Rewards Preferred

Cardholders receive an annual statement credit toward Amtrak purchases, helping offset the cost of tickets or rail passes booked directly with Amtrak.

Cardholders receive two complimentary single-use passes to Amtrak's Club Acela lounges per year, providing access to premium waiting areas at select major stations.

Cardholders receive a 20% discount on food and non-alcoholic beverages purchased onboard Amtrak trains when paying with the card.

Holding the card may confer or accelerate qualifying toward a tier of Amtrak Guest Rewards elite status, providing benefits such as upgrade priority and bonus points on Amtrak travel.

Each card anniversary year, the cardholder receives a companion coupon allowing a second passenger to travel at a discounted or reduced fare on the same Amtrak itinerary.

Cardholders may receive a complimentary checked bag benefit when traveling on Amtrak, waiving the standard checked baggage fee.

The card extends the manufacturer's warranty on eligible purchases by an additional period, providing added protection beyond the original warranty term.

Eligible purchases made with the card are covered against theft or accidental damage for a limited period after the purchase date.

The card provides travel protection covering eligible non-refundable expenses if a trip booked on the card is cancelled or significantly delayed due to covered reasons.

$99 Annual Fee